Group Medical Insurance
Medical insurance typically covers prescriptions, visits to the medical doctor or emergency room, hospital stays, or other medical expenses. Common health plans include PPO, POS, HMO, or possibly a Professional Employer Organization (PEO). When reviewing your existing coverage or comparing options, we will consider the following with you and your team:
Monthly premiums. Are they affordable for you and your employees?
Deductibles, copayments, and coinsurance. Are these payments manageable for you and your employees when you receive medical care?
Medical provider networks. When we recommend new carriers and plans, we will ensure that your preferred doctors or facilities are included in your new coverage.
Prescription drug coverage. We will analyze prescription drug coverage for new plan options to understand whether they cover the costs of certain prescriptions.